What you should know before renting

After scouring the internet every hour on the hour, booking viewing appointments and touring a city for weeks on end, congrats! You’ve finally found the perfect (or near perfect) place in a great location to call home. So what’s next? According to landlords, proving yourself a prepared and honest person during your lease signing is

How access to credit can save the world

It’s hard to believe that more than half of the world’s total adult population (an estimated 2 billion working-age adults) do not have an account at a formal financial institution and another billion simply lack credit. Before starting Certn, I had no idea what financial inclusion was, nor did I care. Could offering loans to